Tennessee

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La Vergne, Tennessee CD Rates – 6-Month

You are viewing rates from banks across La Vergne





Below are the best six-month CD Rates from banks with branches in La Vergne, Tennessee . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

La Vergne, TN - August 2, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 5.20% → 4.80%

| Sep 19, 2019

No Specials are being offered. These rates are wrong. Read More

Rate History: 0.01% → 4.50%

Rate History: 2.52% → 2.27% → 2.52% → 4.75% → 4.50%

| Jul 7, 2022

Insbank 1 yr is 1.5 % 18month is 1.6% 7-7-2022 Read More

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 4.07% → 3.61%

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

| Nov 4, 2019

So convenient, the branch is right around the corner and the process (paper work) was minimal. I had some extra cash sitting in a very low interest rate savings account in another state that made sense to ... Read More

0.50%

$10,000

13.31

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0.40%

$10,000

14.95

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0.40%

$10,000

24.88

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0.40%

$10,000

22.91

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0.40%

$100,000

11.84

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0.39%

$10,000

14.61

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0.35%

$10,000

14.66

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0.35%

$100,000

24.88

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0.35%

$10,000

18.91

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0.33%

$10,000

15.98

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| Jan 30, 2020

Rate no longer available Read More

0.30%

$10,000

11.84

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0.25%

$10,000

17.51

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| Mar 5, 2019

Pinnacle has not had a 3% CD since Oct of 2018. Read More

0.25%

$10,000

17.03

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0.25%

$10,000

14.61

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| May 20, 2017

I received a check from them, misplaced it and now have found. Two years old. What now? Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$10,000

19.89

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0.20%

$10,000

19.97

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| Jun 7, 2018

Fabulous bank Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Mar 25, 2019

CDs shown are not offered in Knoxville area Read More

0.15%

$10,000

4.05

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| Dec 30, 2018

Garden14 Read More

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around La Vergne, TN - August 2, 2025


Branch Street City State
Simmons Bank
First State Mortgage Branch
7114 Highway 70 South, Suite 105 Nashville TN
Regions Bank
Spring Hill Columbia Pike Branch
4934 Columbia Pike Spring Hill TN
InsBank
Insbank Branch
2106 Crestmoor Road Nashville TN
Regions Bank
Spring Hill Columbia Pike Branch
4934 Columbia Pike Spring Hill TN
Bank of America, National Association
Bellevue Branch
7043 Highway 70 South Nashville TN
City National Bank
Nashville Branch
54 Music Square East, Suite 100 Nashville TN
Wells Fargo Bank, National Association
Belle Meade Plaza Branch
4540 Harding Pike Nashville TN
BankTennessee
Lebanon Branch
355 South Hartman Drive Lebanon TN
First Community Bank of Tennessee
First Community Bank A Branch Of Fir
262 Robert Rose Drive Murfreesboro TN
Legends Bank
Green Hills Branch
2213 Crestmoor Road Nashville TN
TriStar Bank
Spring Hill Branch
4930 Columbia Highway Spring Hill TN
Volunteer Bank
Goodlettsville Branch
405 Long Hollow Pike Goodlettsville TN
CedarStone Bank
Donelson Branch
2800 Lebanon Pike Nashville TN
First Vision Bank of Tennessee
Murfreesboro Office Branch
303 W. Main Street Murfreesboro TN
F&M Bank
F&M Bank, Green Hills Mortgage Office Branch
2021 Richard Jones Road Nashville TN
TriStar Bank
Spring Hill Branch
4930 Columbia Highway Spring Hill TN
Citizens Bank of Lafayette
Lebanon Main Branch
1035 West Main Street Lebanon TN
Bank of Tennessee
Nashville Branch
2525 West End Street Nashville TN
First Citizens National Bank
Franklin Financial Center Branch
1304 Murfreesboro Road Franklin TN
CedarStone Bank
Donelson Branch
2800 Lebanon Pike Nashville TN
FirstBank
Franklin Downtown Branch
510 Columbia Avenue Franklin TN
Pinnacle Bank
Belle Meade Branch
4328 Harding Pike Nashville TN
Wilson Bank and Trust
Wilson Bank And Trust Loan Productio Branch
161 Harold Court Franklin TN
First Freedom Bank
Mt. Juliet Branch
12888 Lebanon Road Mount Juliet TN
Republic Bank & Trust Company
Cool Springs Branch
113 Seaboard Lane Franklin TN
FSNB, National Association
Fsnb - Nashville Charlotte Pike Walm Branch
7044 Charlotte Pike Nashville TN
Citizens Savings Bank and Trust Company
Clarksville Hwy. Branch
3930 Clarksville Hwy. Nashville TN
CB&S Bank, Inc.
Murfreesboro Branch
706 South Church Street Murfreesboro TN
Renasant Bank
Nashville Green Hills Branch
2200 Abbott Martin Road, Suite 101 Nashville TN
Southern Bank of Tennessee
Smyrna Branch
403 S Lowry St Smyrna TN
First Horizon Bank
Springhill Financial Center Branch
4938 Columbia Pike Spring Hill TN
First-Citizens Bank & Trust Company
Royal Oaks Branch
228 South Royal Oaks Boulevard Franklin TN


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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